Swyft Filings Review [2021]: Pros, Cons, & Overall Value

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If you’re in business or just starting a business, you’re probably concerned about how your personal assets would be affected if your business runs into trouble or fails. Well, starting an LLC is the perfect way to protect your personal assets by keeping your business finances separate from your personal finances.

However, forming an LLC can be complicated, and many people prefer some help. Swift Filings is one of many companies that provides LLC formation services, and we will review its services in this article. We will also compare the company to some of its competitors.

Why Use an LLC Service Like SwyftFilings?

You might be considering why you should use an LLC formation service like Swyft Filings at all instead of doing it yourself. After all, aren’t you starting your own business? This is a valid question, but there are actually several reasons to use an LLC formation service, and here are a few.

  1. LLC formation services can save both time and money. Swyft Filings and other LLC formation services are professionals experienced at quickly and accurately filing all the necessary paperwork. This can save you time as well as money over filing them yourself and then potentially trying to fix mistakes and deal with missed deadlines down the road.
  2. Your business can get started much quicker. By using a service, your LLC can get started much quicker than filing it yourself. So, you can skip the waiting and get started growing your business right away.
  3. You can get help. Whenever you need it, customer service can answer your questions and help you deal with any problems.

Get started with Swyft Filings here.

So, these are some of the reasons to use an LLC formation service, but should you use Swyft Filings? Let’s figure out what they have to offer as well as the pros and cons of this company. Then we will compare them to some of their competitors to see if Swyft Filings is the company you should choose.


Swyft Filings Background

Swyft Filings is an LLC formation service that helps entrepreneurs to incorporate businesses. Swyft Filings claims its mission is to help make it easier for small business owners to get started and manage the filing process without pricy legal fees.

Their name indicates what they claim is the reason you should choose them, swift filing of your LLC. However, they do offer a few other services to help you run your business, such as permit and license filing as well as registered agent services. They will also help you out with any problems with customer support through phone, chat, or email.

The Process to Get Started

Swyft Filings offers an easy way to get your business incorporated. Once you decide what type of business you would like, such as an LLC, S-Corp, C-Corp, or other, you can get the process done in minutes. Swyft Filings offers formation in 3 quick steps.

  • Step 1 is where you fill in a simple form about your business, and this is pretty long, but it is all the work you have to do. Once you complete this form, you are done; the rest is up to Swyft Filings.
  • In step 2, Swyft Filings will use the information you provided them to prepare the proper documents they will use to file your business with the Secretary of State in your chosen state.
  • In step 3, once the state approves your documents, your completed service package for your new LLC or corporation will be sent to you in the mail.

This is the complete Swyft Filings process, so let’s take a look at what comes with all of Swyft Filings formation packages.


Pricing & Plans of SwyftFilings

Swyft Filings offers 3 packages, and we will describe each of these as well the features that come with them. Keep in mind that the cost of the state filing fee will be charged in addition to the price of the package.

Basic Package: $49

This is their cheapest package and includes the features listed below.

  • Articles of Organization: Swyft Filings will form your LLC by preparing and filing your Articles of Organization in the state of formation you have chosen.
  • Lifetime Customer Support: Swyft Filings will provide customer support for the life of your business. You can access this support through email, chat, or phone.
  • Name Availability Search: They will search the database in your chosen state of formation to see if the name you select for your business is available.
  • Online Document Access: Once you form your business, you’ll be able to access your documents on the website.
  • ComplianceGuard Company Alerts: This is a tool that will keep you aware of any important filing deadlines.
  • Business Tax Consultation: Swyft Filings will provide you with a 30-minute consultation with an accounting firm.
  • Free Domain Name for a Year: They will provide your business a website with a free domain name for a year. After the first year, you will need to pay for the name. However, this should cost $20/year or less.

See Swyf Filings Basic package on their website.


Standard Package: $149

The Standard Package includes all of the features from the Basic Package plus an:

  • Operating Agreement: This document specifies how your LLC will be governed. It includes the rules and regulations for the management and finances of your business.
  • Employer Identification Number (EIN): This number is a 9-digit number similar to a Social Security Number. You will need this number to hire employees or open a business bank account.
  • Meeting Minutes: Swyft Filings provides a form you can use to record the minutes and take notes for official business meetings.
  • Banking Resolution: This document indicates who has the authority to open and use a bank account, such as the authority to deposit checks or borrow money.

See the Standard package on their website.


Premium Package: $299

The Premium Package includes everything in the other two packages plus:

  • Business Website and Hosting: This package includes a business website. This website is offered through a third-party that builds websites. Also, you would have to pay hosting fees after a free three-month trial.
  • Customized Digital Corporate Kit: You’ll receive a digital company seal with this package. In addition, you’ll get 20 customized stock certificates as well as an ownership ledger.

See the Premium package on their website.


Additional Services That SwyftFilings Provide

Swyft Filings offers several additional services, and we will discuss a few of these.

Employer Identification Number (EIN)

Swyft Filings charges a one-time fee of $79 to obtain this number for you. You will need this number for tax purposes as well as to hire employees or open a business bank account. You can get an EIN yourself, if you choose to, on the IRS website for free.


Registered-Agent-Service

Registered Agent Service by SwyftFilings

Registered agent service is available for $149/per year. The service is easy to use and available in all states. This service will renew automatically, so be sure to cancel it if you decide you don’t want another year of service.

Your LLC is required to have a registered agent available to receive official notices from your state or legal documents. You or another member of your LLC  can serve as the registered agent for your business.

However, there are advantages to having a registered agent service. We will list some of the features included with the Registered Agent Service.

  • Privacy: If you have a registered agent service, you won’t need to use your personal address on your business correspondence. Any business or legal documents you receive will be sent to your registered agent service. Therefore, even if you are sued, your privacy is will be protected.
  • Online Dashboard: As part of this service, Swyft Filings will give you access to an online dashboard where you can access your documents at any time.
  • Security: Your documents will be kept secure and private.
  • Alerts: You will receive alerts about any impending filing dates, so you can stay compliant with your state’s regulations.

Business Licenses and Research

Swyft Filings will help you find out what licenses or permits your business needs, whether the licenses or permits are at the federal, state, or local level. Then they will help you to apply to ensure your business is compliant. This service costs $99 plus state fees.

There are several advantages to this service. Finding out what licenses and permits you need at the various levels can be confusing. Then once you discover what you need, you still have to file all the paperwork. After you finish, you still may worry you missed something. With this service, Swyft Filings will do the research for you and email you when it’s time to complete the process.


Operating Agreement

Swyft Filings will draw up your operating agreement for $35. This agreement details the right and obligations of the members of your LLC. This can help avoid disagreements allowing your business to run smoothly.

If you decide to have Swyft Filings prepare your operating agreement, you will fill out a questionnaire. This will then be used to prepare your agreement from a template.


SwyftFilings Certificate of Good Standing

A Certificate of Good Standing is a document that shows your LLC is legally registered in a state and compliant with all the state’s requirements. It can be used to show to businesses you want to work with.


Annual Report

Many states require an LLC to file an annual report. States vary in what information needs to be in these reports, but they typically contain information such as ownership information, cap tables, and possibly sales and revenue.


Pros and Cons of Swyft Filings

Now that we’ve looked at all the features Swyft Filings offers, let’s consider the pros and cons of their service. Then we will consider our final verdict on this LLC formation company.

Pros

  • Guarantee: Swyft Filings will refund their service fees if you are dissatisfied for any reason.
  • Installment Plan: They will allow you to pay your fee in two installments instead of paying entirely upfront.
  • Customer Reviews: Swyft Filings has excellent customer reviews. Many clients are very happy with the service they’ve received.
  • Fast Turnaround: Swyft Filings will process your order and send it to your chosen state of formation the same day or the next day.

Cons

  • Registered Agent: Swyft Filings does not include a free year of registered agent service like some of their competitors do. Swyft Filings charges $149/year for registered agent service.
  • Price: The actual cost of the Basic Package is reasonable, but you don’t really get much for the cost. Swyft Filings does file your Articles of Organization to establish your company and send you alerts, but you don’t get much beyond that. You are not provided with an EIN or registered agent service. The Premium package is also lacking in features for the added cost.

$49

star rating image

Rating: 4.2/5
Review count: 2910+

swyftfilings logo

Form and LLC today with Swyft Filings for only $49. They Have 92% customer satisfaction rating and over 2910+ verified reviews.


SwyftFilings Verdict

Price

Swyft Filings offers their Basic Package at a reasonable price, although they don’t really do much for you in the package. The Standard Package is also reasonably priced and offers some nice features such as an EIN and Operating Agreement. The Deluxe Package really isn’t worth the cost. It does not include enough additional features. If they had added registered agent service, that would have been worthwhile.


Customer-Support

Customer Support

Customer support is available by email, phone, and chat Monday through Friday from 10 a.m. to 7 p.m. ET. They provide fast customer service by all three methods. They also assign each customer their own business specialist, and they give the customer an email and phone number for their specialist. Swyft Filings gets a lot of compliments on their customer service. It is one of their best features.


Ease of Use

Swyft Filings does not have the easiest ordering process. It is a long process to order your package, add additional services, and then check out. Once you place your order, the website is easier to use. They have a user dashboard that makes accessing your information and documents easy and convenient.


Turnaround Time of Swyft Filings

Turnaround time depends on the state as much as Swyft Filings. But, Swyft Filings does promise to process your order on the same or next day. This means it will get to the state quickly. For an extra fee, Swyft Filings will expedite the service with your chosen state if rush service is available in your state. Their turnaround times compare very favorably with other LLC formation services.


Best Swyft Filings Alternatives

There are many LLC formation companies to choose from, and it’s best to look around and find the one that will work well for you. We compare a couple of Swyft Filings’ competitors to them below.

Alternative #1 ZenBusiness

Use our special promo and get your LLC started today with ZenBusiness! Hassle-free, cheap, and quick.
They are one of the top-rated quality-to-price ratio services.

Pros

  • Customer Service: ZenBusiness provides excellent customer service. They are easy to contact, and they have knowledgeable representatives. Swyft Filings has good customer service and provides their customers with a personal business specialist.
  • Ease of Use: ZenBusiness has a very easy process, which only requires some basic information about your business once you choose a package. Swyft Filings has a fairly long checkout process which makes the process less convenient than ZenBusiness’s process.
  • Customer Reviews: They have many customer reviews, and almost all are positive. Swyft Filings has good customer reviews as well.
  • Registered Agent: ZenBusiness offers free registered agent service for a year with all of their packages. Swyft Filings charges $149/year for registered agent service.

Cons

  • Experience: ZenBusiness is a relatively new company, so they don’t have as much experience as some of their competitors. Swyft Filings is also a fairly new company.
  • EIN Number: The Starter Plan does not include an EIN number. So, if you want ZenBusiness to obtain one for your business, you need to pay $70. Swyft Filings also charges for obtaining an EIN; they charge $79.

Feel free to check out our full review of ZenBusiness here.


Alternative #2 IncFile

Use our special promo and get your LLC started today with IncFile! Hassle-free, cheap and quick.

Pros

  • Pricing: Incfile is hard to beat when it comes to price since their lowest tier option is free.  Swyft Filings charges $49 for their lowest-priced package.  
  • Registered Agent Service: Incfile offers a year of registered agent service for free. Whereas Swyft Filings charges $149 for a year of registered agent service.
  • Ease of Use: Incfile makes the formation process easy. You need to fill out an online form that doesn’t require very much information. Swyft Filings is not as easy to use

Cons

  • Customer Service: Although the service is good once you get in touch with them, they are difficult to contact. Swyft Filings has excellent personalized customer service.
  • Upsells: Incfile has an annoying number of Upsells. Although considering they have a free package, it is not surprising. Swyft Filings also has a lot of upsells throughout its service.

You can also see a full review of Incfile right here.


Other Customer Reviews of Swyft Filings

Now that we have told you what we think about Swyft Filings. Let’s check what customers have to say about them. Here are a few customer reviews from the consumer feedback website Trustpilot.

Positive Reviews

“Swyft was the best value, along with the highest level of service. I had looked at another group which was twice the cost and had less of a customer service base, then another attorney wanted 4x the cost and you dealt directly with her. With Swyft, I had immediate customer service and the costs were reasonable.”

“Easy to use, responsive sales team, great process for someone who lacks the time to do it all on your own.”


Negative Reviews

“Could have been a lot smoother process but seems like they only act when you call several times and speak to several people before anything is actually done. I’ve been waiting on my llc docs for 2-3 weeks. The other thing that was good was how quick they’ll refund your money but I didn’t want to have to get a refund, I just wanted what I paid for in the timely matter.”

I think your telephone service is absolutely one of the worst I have encountered. It took me over 6 hours to reach a point where I could speak to someone. Even after leaving my telephone number saying I would be next in order, it took over 2 hours for someone to return my call.”


Conclusion

Swyft Filings is a new formation service on the scene only being founded in 2015. However, they seem to have made a positive impression on most of their customers with an overwhelmingly positive response. Their ordering process is a bit cumbersome, but the price is right and the installment plan is a very nice addition. Overall they offer a solid service for entrepreneurs looking to register their business.

We do think there are some better “bang for your buck” services. But it’s pretty competitive and ultimately it’s up to you whether you want to go ahead with SwyftFilings or some alternatives!


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About the Author
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Founder & author

Ian Broderick is an avid author and owner of LLCGuys.com. He's been involved with the LLC formation field for over 4 years. On top of that, he has worked in several well-known LLC formation service providers. Now he decided to share his knowledge and advice with everybody. Since there are a lot of questions and concerns surrounding this field - his aim is to make LLCGuys a top-notch information provider in regards to LLC creation, service reviews and etc..

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